Invoice Factoring
Invoice Factoring – Fast, Flexible Working Capital
When customers take 30, 60, or even 90 days to pay, your cash is tied up in invoices. This makes it hard to cover payroll, pay taxes, or take on new opportunities. For many small businesses and startups, bank loans aren’t an option due to strict approval requirements.
Invoice factoring is the smarter solution. Instead of waiting for customers to pay, you sell your invoices to us and get cash in hand—fast.
Who Can Qualify?
Getting approved for invoice factoring is much easier than applying for a loan. Requirements are simple:
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B2B or B2G business with reliable clients
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Invoices due within 90 days
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No serious tax or legal issues
How It Works
- You submit an invoice—for example, $50,000.
- We verify it and advance up to 90% within 24 hours ($45,000).
- Your customer pays the invoice in full.
- We release the balance, minus a small fee.
- You get steady cash flow without taking on debt.
Why Businesses Choose Invoice Factoring
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Quick cash—funded in as little as 24 hours
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No new debt or liabilities
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Easier approval than traditional financing
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No credit limits, contracts, or minimums
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Funds available for payroll, taxes, supplies, or growth
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Flexibility—your funding grows as your invoices grow
Factoring vs. LoansÂ
| Feature | Invoice Factoring | Bank Loan |
|---|---|---|
| Approval Speed | 24–48 hours | Weeks to months |
| Credit Requirements | Based on your customers’ credit | Based on your business credit |
| Debt Added | None | Yes |
| Flexibility | Grows with your invoices | Fixed limit |
Call 901-685-1571 Today!
See what Carter Funding Corporation can do for you and your business!
Questions about invoice factoring definition? Call us now! We would love to hear from you and answer any questions you might have regarding invoice factoring. You can also learn more about business factoring, factoring companies for trucking, freight factoring companies, invoice factoring calculator and more.
Contact Us Today!
Carter Funding Corporation
4938 William Arnold Rd
Memphis, TN 38117
See Map
Phone: 901-425-1083
Fax: 901-685-1579
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Questions about invoice factoring?
Call us now! We would love to hear from you and answer any questions you might have about accounts receivable line of credit, factoring receivables interest expense, invoice factoring quotes and or general invoice factoring questions.
We offer industry-Service specific factoring options such as small business funding opportunities, security industry invoice factoring, accounts receivable factoring technology Industry, small business funding opportunities, government contract invoice factoring, invoice factoring service industry, accounts receivable factoring manufacturing industry, accounts receivable staffing industry, invoice factoring for Amazon vendors, factoring for cash flow and many others. Just give Carter Funding a call to learn more!